Practical guides to writing, issuing, tracking and safeguarding cheques.
33 articles
Insufficient funds is the famous one. Most bounces are actually technical, and nearly all of those are avoidable.
Six fields, in a sensible order, with the mistakes that get cheques returned called out at each step.
How NRE and NRO cheques differ for NRIs: what each account can pay and receive, repatriation limits, signing cheques from abroad, power of attorney rules, and the mistakes that get cheques returned.
Field-by-field guide to filling a cheque deposit slip in India: account and cheque details, drop box vs counter, why the stamped counterfoil matters, the mistakes that delay credit, and mobile deposit.
Printing details onto your bank's own cheque leaves is legal and banks accept it. Printing the cheque itself on blank paper is not possible in India or the Gulf. What banks check, and why printed cheques get queried.
Bounced cheques are still a crime in Saudi Arabia, Qatar, Kuwait, Bahrain and Oman, unlike the UAE. A country-by-country comparison of laws, reported penalties and the 2024-2026 partial payment and enforcement reforms.
How long a cheque takes to clear in India as of October 2026: RBI's continuous clearing, session timings, the postponed T+3 hour phase, cleared vs credited, and why some cheques take longer.
Lost a cheque book or a signed cheque? Stop payment on the unused range, file a police report where needed (essential in the UAE), check what the bank charges, and work out exactly which cheque numbers are at risk.
Kuwaiti dinars, Bahraini dinars and Omani rials have 1,000 fils or baisa, so cheques need three decimals. Worked examples in words, singular Fils, million wording and the mistakes that cause returns.
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